You would all agree that skydiving is a high risk activity.
And that if your business is skydive jumps for the public, you would agree that you need the best risk warning and liability waiver money can buy to cover your legal liability for personal injury?
Skydive Australia did that. Its liability waiver was first rate.
But in a recent Supreme Court case, the judge found this was not enough. The reason was that Skydive did not do enough to make the jumper aware of the liability waiver. As a result, Skydive could not rely upon it when sued for an injury - a broken spine caused by a hard landing.
Fortunately for Skydive, and unfortunately for the jumper, the judge found that Skydive was not negligent because it had followed all the correct procedures.
It shows the importance of taking out personal accident insurance when indulging in high risk activities like skydiving.